What we do

What we serve

Erawell Insurance Brokers Limited offers consistent, efficient and quality services to our clients in various classes of Insurance viz:

• Motor
• Fire and Special Perils
• Consequential loss (Fire & Machinery Breakdown Insurance)
• Marine and Aviation Insurance
• Money Insurance
• Goods – In – Transit Insurance
• All Risks Insurance
• Construction and Engineering Insurance
• Bond and Financial Guarantee Insurance
• Group Personal Accident Insurance
• Group Life
• Workmen’s Compensation Insurance
• Liability Assurance
• Oil and Energy Insurance
• Educational Scheme
• Life Assurance

How we work

We believe that we are different for the traditional image of insurance Agent in that we manage our client insurance.

This means that we are in effect, our client in house Insurance Department, providing the advice and services you would expect if employing your own Professional Insurance staff to perform the function.

There are number of areas where this level of services is apparent.

For all clients we attend every claims meeting or survey, acting as if your staff is negotiating with Insurers or Loss Adjusters on your behalf.

Few client feel comfortable negotiating claims with Insurers or Loss Adjusters. We do so daily and consider this to be important part of the management of client services.

When Insurers survey, it is important that recommendations are sensible and practical. By involving ourselves we can work both with the client and Insurer to achieve standard that do not compromise your business.

We do involve in our clients insurance continually, not just at renewal.

We firmly believe that the relationship between Client and Insurer is important as such, hence, we encourage Insurers and Client forming a relationship.

Our mode of service

We Provide First Class Insurance Broking of Reliability at all time including prompt settlement of claims. These are the qualities that our client enjoy from us.

We consider insurance broking to be financial services and not restricted to the corporate protection against unforeseen circumstance of.

• Appropriate Insurance
• Competitive premium
• Ease administration
• Professional advice even beyond insurance

We shoulder the risk management of our client by:

• Identify the existence of risk and exposures
• Measure the possible effect of such risk and exposures in financial terms
• Establish system of risks management and control to prevent or minimize these risks and exposures wherever possible.

Our values over the underwriter (insurance company)

• We analyse, evaluate and minimize the risk exposure of our clients
• We help our clients to read and interpret their insurance policies
• We act as our client (insured) employee without additional payment.
• We widen/expand the scope of cover at a very appropriate premium
• We negotiate on behalf of the client the minimum premium obtainable in the industry
• We protect our client’s maximum interest at the time of claim
• We process our clients claim up to the settlement level